SIP Calculator

Calculate returns on Systematic Investment Plan (SIP) with compounding.

Monthly Investment (₹)

Expected Annual Return (%)

Investment Period (Years)

Frequently Asked Questions

SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly — monthly, quarterly, or weekly — in a mutual fund. It benefits from rupee-cost averaging and the power of compounding.

No. SIP returns depend on market performance and are not guaranteed. Past returns of mutual funds do not guarantee future results. This calculator uses an expected annual return for illustration.

Starting a SIP earlier means your money compounds for longer. For example, investing ₹5,000/month for 30 years at 12% CAGR gives a corpus of over ₹1.76 crore, vs only ₹49 lakh if started 20 years later.